What are the Most Affordable Cities to Live in the UK in 2022?

St Paul's cathedral London

The United Kingdom is home to many affordable cities, and you shouldn’t have to compromise on quality and activities to enjoy, to find somewhere affordable. Before looking at any properties, understand what your budget is, so that you can manage your monthly expenses and focus on saving some money. In this article, we will explore the most affordable cities in the UK, which are popular amongst renters – predominately students and young professionals. When renting, it is important that you take out renters insurance to protect yourself and your belongings.

What are the advantages of moving to the city for those with a low income?

There are many advantages to moving to a city for those on a low income. Cities provide more lucrative job opportunities, meaning that the chance of you finding a higher-paying job is significantly higher – and this goes for finding a job in general, as there are countless more opportunities. With more choices and the chance to meet a variety of people, you can easily build upon and increase your social network, finding job opportunities in this way. After all, a lot about being successful and discovering the right opportunities is who you know, not what you know.

List and describe 5 of the most affordable cities to live in the UK

city view from the sky


It ranks among the 10 most affordable places to live in the UK, with a weekly rent of roughly around £118.80. With Lincoln University situated within the city, there are plenty of great deals at bars and clubs to enjoy, as well as boasting a lively atmosphere.


Cardiff, the capital of Wales, is also one of the most cost-effective places for students and young professionals to live in the UK. The average rent in the city is £114.19 per month. Home to Russell Group university, The University of Cardiff. Most of the students studying here work a part-time job and receive funding from a variety of sources, which makes living in the city even more affordable.


One of the most affordable cities in the UK, despite being the capital of Northern Ireland. You can expect to rent an apartment in Belfast for around £113 per week. The cheapest taxi fares in the UK may also be found in this city.


Newcastle is not just a welcoming place, but it is also inexpensive and is one of the cities that has recently been listed among the best destinations in the UK to live on a budget. Newcastle’s weekly rent is around £117.93 on average.


The town of Lancaster is located in the county of Lancashire, with an average weekly rent is £139. There are plenty of things to do, and it is a friendly and safe place to discover and explore, in addition to its affordability.

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